Daily News And Advice Updated 01:00 AM CST Today  Today's Feature Stories California Homeownership Without Mortgage Payments: Homeowner Associations Pay For California Mortgage Moratoriums While some people struggle to keep their mortgage payments current, others are living in their houses for free. Not only are they not making mortgage payments but they are being offered incentives when they don't. FULL STORY-> Nine Leadership Mistakes to Consider As You Rebuild Real Estate A word of advice for builders, contractors, developers and all other players interested in re-building strength back into the real estate marketplace: only strong, balanced, and experienced leadership at the executive level will pull the industry through to the next upcycle. FULL STORY-> Ask the HOA Expert The board cannot be held accountable for something under the control of the members. Columnist Richard Thompson explains. FULL STORY-> What's My Real Estate Really Worth? How much is your real estate—your house, condominium unit, cottage, income property—worth in this market? PJ Wade has a few questions and suggestions for you whether a value popped into your head or not. FULL STORY-> Mortgage Rates: The Calm Before the Storm? Despite being just 3 1/2 weeks from the much anticipated end of government purchasing of mortgage-backed securities, mortgage rates remain steady. FULL STORY-> The House Hunter's Toolkit It may not feel like Spring in your town, but for most of the United States, we've turned a corner. The sun is shining, the snow is melting, and the crocuses are poking their heads up through the ground; a brutal winter is winding down. FULL STORY-> Headlines The House Hunter's Toolkit It may not feel like Spring in your town, but for most of the United States, we've turned a corner. The sun is shining, the snow is melting, and the crocuses are poking their heads up through the ground; a brutal winter is winding down. FULL STORY-> What's My Real Estate Really Worth? How much is your real estate—your house, condominium unit, cottage, income property—worth in this market? PJ Wade has a few questions and suggestions for you whether a value popped into your head or not. FULL STORY-> NAR Commercial A Leading Voice for the Industry, The Market, and the Investor Housing Affected by Demographic Trends Investor Report: Financing Opportunities CURRENT MORTGAGE RATES Interest Rate Watch 30 yr fixed: 4.97% 15 yr fixed: 4.33% 1 yr adj: 4.27% 30 yr jumbo: (U.S. Averages) LIBRARY Buyers Advice Rental Advice Sellers Advice Homeowners Advice New Homes Advice For Borrowers Canadian Homeowner Association News NAR News Copyright © 2010 Realty Times. All Rights Reserved.